A Letter from our Membership.com company President:

Dear Valued Agents,

I hope that each of you and your families are well. As news regarding the Wuhan Coronavirus changes near hourly, I wanted to give you an update and provide you with some information that may be helpful to you.

Membership.com is open for business and hiring. While our staff continues to work from home as required by Dallas County, we are fully able to accept new applications for memberships and agents. These are challenging times for many families. I encourage each of you to share this business opportunity with your friends and neighbors. We have been “People Helping People” since 1956 and will continue with that mission throughout this turmoil.

In my conversations with agents I have found that many people are confused about the federal response to the Wuhan Coronavirus. Below is some information that may be useful.

On Friday, March 27, 2020, the president signed the Coronavirus Aid, Relief, and Economic Security Act, or CARES Act into law. 

This bill includes provisions to help industries, small businesses, and American workers through the hardships of COVID-19. I’d like to explain a few of the provisions that could affect you an independent contractor.

Direct payments to individuals

Through the CARES Act, individuals can receive direct payments depending on their income levels. Individuals with a gross income of $75,000 or less will receive $1,200, and couples with a gross income of $150,000 or less will receive $2,400. The amounts will be reduced for those with incomes above the threshold, and the assistance will phase out completely for individuals making more than $99,000 and couples making more than $198,000.

Unemployment expansion

This bill also expands unemployment insurance, enhancing and broadening the benefits. Under the CARES Act, unemployment benefits will increase up to an additional $600 each week for four months and extend up to 13 weeks past the typical 12-28 weeks. 

The bill also expands benefit eligibility so individuals who wouldn’t typically be eligible, such as independent contractors and others.

You may be eligible for unemployment benefits if:

  • You or someone in your household has been diagnosed with COVID-19
  • Your child’s daycare or school is closed
  • Your workplace is closed due to the COVID-19 pandemic

Here are other important details of the bill:

  • There’s no longer a one week waiting period 
  • The federal government will cover 100% of the cost 
  • These provisions are in effect from January 27 to December 31, 2020 

This is simply a highlight of the unemployment expansion. For more info about eligibility and benefits, be sure to check your state’s website: https://www.careeronestop.org/LocalHelp/UnemploymentBenefits/find-unemployment-benefits.aspx

There are a few other provisions in the CARES Act to help offset the burden of COVID-19 for individuals, including delayed mortgage payments for federally backed loans and student loan deferment, just to name a few. Again, refer to your state’s website for more information.

I hope this information has been helpful. It is merely a guideline, for complete details, please refer to your state.

There has never been a better time to pursue this opportunity. I wish you all health and safety during this period. As always, please feel free to reach out to the home office if you need any assistance.

Best,

Haley Jensen